How To Choose The Right Real Estate Investment For You

Many people want real estate in their portfolio, but buying a house, managing tenants, and handling repairs isn’t exactly stress-free.

That’s where Arrived comes in. Backed by world-class investors like Jeff Bezos, the platform makes it easy to invest in real estate without the responsibilities of being a landlord — and for as little as $100.

As of November 2025, Arrived has already paid out more than $19 million in dividends to over 900,000 registered investors.

And with the newly launched Arrived Secondary Market — the platform’s ‘stock market for real estate’ — you can trade your fractional property shares more easily, a first for this type of investing.

The platform offers a range of SEC-qualified investments, making real estate investing accessible to almost anyone.

But which Arrived product is the best fit for your financial goals?

Here’s a simple guide to help you pick the investment that makes sense for you, how much risk you’re comfortable with, and what you want your money to do over time.

Individual Residential Properties

Best if you like picking your own deals and having more control.

For as little as $100, Arrived lets you invest in individual vacation rentals and single family homes across the U.S. You can browse listings, review projected rental income and appreciation, and decide exactly where you want your money to go.

These are a few examples of properties from Arrived. Check out the full list of single family residential homes and vacation rentals currently available.

Why this works for investors:

• You choose the specific properties you invest in — full transparency
• Diversify across cities or neighborhoods, one home at a time
• Low minimums compared to buying a property outright

Things to know:

• You need to pick from available properties, so timing matters
• Investment returns depend on the performance of each individual property

Arrived Single Family Residential Fund

Best if you want a hands-off, diversified approach.

If you’d rather not pick individual properties, the Arrived Single Family Residential Fund spreads your investment across multiple single family rentals automatically. It’s a ‘set-it-and-forget-it’ option that is ideal for long-term growth without deal-by-deal decisions.

Why this works for investors:

• Instant diversification across multiple properties and markets
• No need to wait for individual deals to fund
• Fully managed by the Arrived team

Things to know:

• Less control over which homes you own
• Works best if you’re planning to invest for several years

Arrived Private Credit Fund

Best if you want income and lower volatility.

Instead of buying property shares, the Arrived Private Credit Fund invests in real estate-backed loans. Returns come primarily from interest payments, making it an appealing option if you prefer steadier income over property appreciation.

Historically, the Arrived Private Credit Fund has paid an annualized dividend of 8.1% to investors.

Why this works for investors:

• More predictable returns, less sensitivity to housing market swings
• Potential monthly or quarterly income
• Backed by real estate collateral for extra security

Things to know:

• Less potential upside than equity-focused investments
• Best suited for investors who prioritize income stability

Arrived City Funds

Best if you want to focus on high-growth cities.

Arrived City Funds lets you invest in a portfolio of properties within a single metro area. They’re ideal if you think a particular city will thrive but don’t want to buy a whole property yourself.

Right now, the Seattle City Fund is the only City Fund currently available, giving investors a chance to gain fractional ownership in one of the country’s fastest-growing real estate markets.

Why this works for investors:

• Concentrated exposure to a single, fast-growing city
• Diversification across several properties within that metro
• Potential for long-term appreciation as Seattle continues to grow

Things to know:

• Returns are tied to Seattle’s real estate market performance
• Best suited for investors bullish on the city’s growth over the next several years

Buy and sell properties just like stocks

The Arrived Secondary Market is a brand new way to trade fractional shares of properties during designated windows. Once you’re an Arrived investor, you gain flexibility that’s almost impossible with traditional real estate.

• Sell or trade your shares whenever you need access to cash
• Rebalance your portfolio without waiting years for property exits
• Adjust your strategy as markets change — just like you would with stocks

This market brings real estate investing closer to the accessibility and flexibility of public markets, while still letting you benefit from the stability of physical properties.

Which product fits you?

Here’s a quick way to think about it:

• Want control? Single-Family Residential Properties
• Want simplicity and diversification? Single Family Residential Fund
• Want to focus on a city you believe in? City Funds
• Want steady income with lower volatility? Private Credit Fund
• Want flexibility to move your investments? Use the Secondary Market across eligible products

No matter which product you choose, Arrived makes it easy to invest in real estate on your terms, without the headaches of traditional property ownership.