(Alliance News) – Aura Energy Ltd on Tuesday celebrated a key milestone in progressing its uranium project in Mauritania, after successfully producing yellowcake product from samples at the site.
Aura Energy is an Australian-based minerals company, focused on uranium and polymetallic projects in Africa and Europe. Its flagship licence is the Tiris Project in Mauritania, where it is currently focused on uranium production.
The company on Tuesday said it had successfully produced yellowcake product from beneficiation pilot plant concentrate samples at the project.
The result successfully completes the uranium recovery test work program at the ANSTO laboratory, it said.
Aura Energy argued that, following the finding, Tiris production could be sold in the international market as a high-standard product without penalties.
The production of yellowcake in the form of uranium oxide concentrate from the samples is a key milestone as the company moves towards near-term Phase 1 uranium production.
“The successful production of yellowcake from material upgraded in the pilot plant is a significant step for Aura Energy,” said Managing Director Dave Woodall.
“It opens the door to commercial discussions with nuclear utilities, demonstrates the simple processing parameters required for uranium oxide production at Tiris and provides a strong technical basis for moving the project forward. This will allow us to focus on operating efficiencies as we progress to a final investment decision.”
Aura Energy shares were trading 3.3% lower at 14.51 pence each in London on Tuesday afternoon.
By Holly Beveridge; Alliance News reporter
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Copyright 2022 Alliance News Ltd. All Rights Reserved.
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The car subscription company :Dribe has just entered into a partnership agreement with leading esports organization Astralis. The collaboration with Astralis is announced in continuation of Dribe’s announcement of expansion to the rest of Europe, as the future alternative to owning or leasing a car.
Marketing manager for Dribe, Niels Kiel says about the new strategic partnership with Astralis:
– I am very much looking forward to our collaboration. Astralis and :Dribe have common values and are both born digital. It is an interesting partnership for us, because Astralis has paved the way in esports, not only in Denmark, but has also contributed to professionalization internationally. This is the journey that :Dribe faces and our goal is to set the tone in Europe by car, says Niels Kiel and continues:
– I look forward to building a strong partnership, and I have high expectations for the reach Astralis can give us with their large, loyal fan base. There is no doubt that esports in general is facing further growth and reach, of which Astralis will be a central part, says Kiel.
:Dribe and Astralis on Denmark tour
The agreement has entered into force and already before the announcement of the partnership, the first major joint effort was put in place when :Dribe provided the transportation of Astralis’ large fan-tour around Denmark.
Kasper Sindt, commercial director at Astralis, says:
– After a dialogue with :Dribe about the goal of hitting a target audience that is digitally native, we had no doubt about the match. Astralis will help with digital activation and conversely, we have already used :Dribe’s service when we drove around the country with our Counter-Strike players.
– We will make much more use of this in the future, both when it comes to our team and other activities, and we are extremely happy with the trust that :Dribe shows us with the collaboration, which has both a delivery and a purely commercial leg, explains Sindt.
:Dribe has a new franchise concept that will now establish the Danish car subscription model in Europe in the coming years. There are over 280 million cars in Europe and the scaling of Dribe takes place via a franchise model and in the meantime :Dribe continues the development of its digital platform to ensure that the company is also highly competitive in the future. The franchise concept is already in use in Denmark, where :Dribe has chosen Semler Mobility as its first partner.
– One of the many points of similarity that became particularly clear in our dialogue is the passion and dedication of both companies’ employees. That :Dribe now has a complete digital mobility platform, which ensures that we can scale the car subscription without compromising on the high demands we place on the customer’s experience – this is solely due to the efforts of my talented and passionate colleagues over the past years , says Niels Kiel.
Successful scale-up of Pomacle commercial unit
Evry, 06 December 2022 – Global Bioenergies announces the successful scale-up of production at its Pomacle commercial unit. All sub-units are now up and running, a few weeks ahead of schedule.
Global Bioenergies announces that its first commercial production unit is now fully operational. All units (biological isobutene production, purification, condensation and packaging) have been validated and are now in operation.
Frédéric Ollivier, Global Bioenergies’ Chief Technical Officer, said: “An industrial project is invariably an adventure. This is especially so in these troubled times. Nevertheless, we were able to successfully build and commission the unit in very good conditions. We are now producing about 1 tonne of isobutene per week. I would like to congratulate the entire Global Bioenergies team, who made this success possible.”
Global Bioenergies plans to sell purified isobutene for use in cosmetics and high value-added fuel applications that can cover what remains a very high production cost.
Global Bioenergies will also convert some of the isobutene produced, via an established chain of tollers, into cosmetic-grade isododecane for sale to major cosmetic companies under the trademark Isonaturane® 12. The scale-up of this downstream chain was executed in parallel to the start of operations at the Pomacle unit.
Daphne Galvez, Global Bioenergies’ Head of Sales, said: “We will produce Isonaturane® 12 by campaigns. The first batch, which will be delivered in a few months, has already been sold in full, and our commercial discussions are now focusing on subsequent batches.”
Marc Delcourt, Global Bioenergies’ Chief Executive Officer, said: “The primary purpose of this unit is to generate revenue. Its second purpose is to pave the way in commercial, technical and regulatory terms for the 2025 launch of a new unit destined to produce 2,000 tonnes of isobutene and derivatives per year.”
About GLOBAL BIOENERGIES
Global Bioenergies converts plant-derived resources into compounds used in the cosmetics industry, as well as the energy and materials sectors. After launching the first long-lasting and natural make-up brand LAST® in 2021, Global Bioenergies is now marketing Isonaturane® 12, its key ingredient, to major cosmetics companies to improve the naturalness of their formulas whilst improving their carbon footprint. In the long run, Global Bioenergies is also aiming at cutting CO2 emissions in the aviation and road sector and thereby curb global warming. Global Bioenergies is listed on Euronext Growth Paris (FR0011052257 – ALGBE).
Receive information about Global Bioenergies directly by subscribing to our news feed on www.global-bioenergies.com
The experienced boutique law firm, GZ Legal, offers a variety of services, including the affordable filing of patents in the United Kingdom. This service saves businesses money while putting the filing into experienced and trusted hands.
Filing patents in any country can be incredibly time-consuming and expensive. The process is complex, especially if it’s in a country the business isn’t familiar with or hasn’t worked in before. Filing a single patent typically costs £4,000 in the United Kingdom and anywhere from $10k-20k in the United States. This difficult and pricey legal process is necessary for many companies, regardless of whether they have the budget for the cost or the expertise to file the patent themselves.
That’s where GZ Legal comes in. Their highly experienced team of legal experts knows the patent filing process in and out, taking the stress away from the company.
GZ Legal and the benefits of their patent filing services
With over 100 trusting and happy clients, GZ Legal was created by duo Malcolm and Lia. Together they built a small team of professional lawyers who excel at their jobs. Each lawyer on the team has a unique focus and specialty that makes them an invaluable member of the overall firm.
Based in the UK, GZ Legal offers corporate and commercial law services ranging from contract reviews to trademark registration to mergers and acquisitions.
One of their key services is patent filing in the UK. Patents protect the intellectual property of a business and allow them to be the sole seller of a new product for a set amount of time. This highly valuable legal process protects a business’s property and income.
While most patent costs are high, GZ Legal is able to offer their expertise for the typical price of £2,967, vs. the usual £4,000 it would cost. Not only is using them more affordable, but the team is also highly experienced at filing patents, which makes them far more trustworthy in completing this important legal process.
GZ Legal is a great option for any corporate and commercial law needs. Their team is experienced and professional, with affordable prices for their all-star work.
In July of 2022 we acquired
Company, through RAC, plans to focus on real estate transactions, in which we
will buy and develop real estate for sale or rent of low-income housing. We plan
to invest in three sectors of this market by (i) buying, refurbishing and
selling traditional foreclosures, (ii) buying, developing and renting “Land
Banks” that have an average pool of homes or lots in excess of 100 in one
location and (iii) buying, refurbishing or developing and selling homes made
available by the government through HECM pools. We are currently working with a
third-party vendor to facilitate this plan.
note has a 12% interest rate per annum payable as follows: (1) a pre-payment on
the amount of
thereafter until all principal and accrued interest are paid in full by
Consideration for the note was paid in part by the Company in the amount of
note amount of
half of the amount of any interest payments made on the principal amount of the
(1) a pre-payment on
pre-payment of interest on
payments of interest only beginning on
1st day of each month thereafter until all principal and accrued interest are
paid in full by
trust on 4 properties. Consideration for the note was paid in part by the
Company in the amount of
total note amount of
to payment of principal in the amount of
amount of any interest payments made on the principal amount of the note.
pads formed a limited liability company called RAC FIXPADS II, LLC, incorporated
in the state of
collateralize, improve, rehabilitate, market, sell or lease property, as well as
carry on any lawful business, purpose or activity. The LLC has two members RAC
and Fix Pads, both providing an initial contribution to the LLC of
exchange for a 50% membership interest represented by an issuance of 1,000 Units
of the LLC to each party. Each member is entitled to 1 vote per member. The LLC
is managed by a manager, Fix Pads.
The Agreement provides that additional capital contributions of the members will
be made to the LLC as follows: (i) Fix Pads will transfer and assign all rights
to and incidents of ownership for 60 residential properties it has title, or
will have title, to the LLC, as set forth in the Agreement; and (ii) RAC will
make additional cash contributions to the capital of the LLC, up to a maximum of
manner set forth in the Agreement.
12 Table of Contents
Under the Agreement profits and losses are allocated by the LLC to the members
based on initial cash contributions of the members, the value of the properties
contributed by Fix Pads and the additional cash contributions by RAC.
Distributions to the members under the Agreement will be made as follows: (i)
from the sale of each property by the LLC, the LLC shall distribute
the net sale proceeds to RAC and distribute and additional amount to RAC equal
to the average RAC additional cash capital contribution per property, the
balance net proceeds will be distributed to Fix Pads; (ii) for any property that
is leased by the LLC, RAC will have the option to buy such property from the LLC
and for any such property that is not bought by RAC, any net rental income will
be retained by the LLC and distributed to the members based on (a) further
written agreement of the members or (b) if the members are unable to agree then
on such terms as provided in the Agreement.
Since the acquisition of RAC, the Company, through our third-party vendor, has
financed 11 foreclosed homes to be refurbished and sold as a test of the
viability of this business model. Our plan over the next 12 months is to finance
over 70 foreclosed homes to be refurbished and sold. We plan further to contract
designed homes that are manufactured in
the cost and time of construction for these homes.
never generated any revenue from this business and as of
the assets associated with the mining business were fully reserved against and
have no value. On
business to developing the business of designing and selling computer equipment
which can be used for the mining of cryptocurrency. In
director and officer resigned and we discontinued the business of designing and
selling computer equipment for the cryptocurrency business, from which we did
not generate any revenue. On
and director. In 2018 we purchased certain equipment for
component parts and there is no assurance if this can be assembled and mined or
sold since this equipment was purchased over three years ago.
converted the principal amount of his
into shares of the company at
him for his service as the CEO under his previous employment agreement. The
total number of shares issued to
compensation was 35,189,100.
As a result, our outstanding shares of common stock went from 74,498,250 common
stock outstanding to 595,986 common stock outstanding. References in this annual
report to shares of common stock outstanding reflect this reverse stock split,
unless otherwise stated.
Results of Operations
Three Months Ended
For the three months ended
For the three months ended
Liquidity and Capital Resources
The following summarizes our change in working capital from
July 31, 2022to October 31, 2022: October 31, July 31, 2022 2022 Change % Current assets $ 458,560 $ 337,198 $ 121,36236 % Current liabilities $ 1,561,994 $ 28,635 $ 1,533,3595,355 %
Working capital (deficiency)
13 Table of Contents The following table summarizes our cash flow for the three months ended
October 31, 2022: Three months ended October 31, 2022 Cash provided by operating activities $ 2,269 Cash used in investing activities $ (1,440,077 ) Cash provided by financing activities $ 1,441,000 Cash on hand $ 3,190
The cash flow used in operating activities for the three months ended
and amounts due to related parties of
interest income of
The cash flow used in investment activities for the three months ended
by an advance on loan receivable of
The cash flow provided by financing activities for the three months ended
Our financial statements have been prepared assuming that we will continue as a
going concern, which contemplates the realization of assets and the liquidation
of liabilities in the normal course of business. During the three months ended
the Company will need, among other things, additional capital resources.
Management plans to raise necessary funding through equity and debt financing
arrangements, which may be insufficient to fund its capital expenditures,
working capital and other cash requirements. The ability of the Company to
continue operations in its new business model is dependent upon, among other
things, obtaining financing to continue operations and continue developing the
business plan. The Company cannot give any assurance as to the ability to
develop or operate profitably. These factors, among others, raise substantial
doubt about the Company’s ability to continue as a going concern. The
accompanying consolidated financial statements do not include any adjustments
that might result from the outcome of this uncertainty.
Off-Balance Sheet Arrangements
We do not have any off-balance sheet arrangements.
Critical Accounting Policies
Use of Estimates: The preparation of the accompanying consolidated financial
statements in conformity with GAAP requires management to make certain estimates
and assumptions that directly affect the results of reported assets,
liabilities, revenue, and expenses, including the valuation of non-cash
transactions. Actual results may differ from these estimates.
© Edgar Online, source
(Alliance News) – Serica Energy PLC on Monday said initial analysis has detected hydrocarbons at the North Eigg exploration well, but commercial quantities have not been established.
The London-based oil & gas company focused on the UK North Sea said well 3/24c-6B was drilled to a total depth of 16,728 feet, discovering 16 feet of hydrocarbon-bearing sands and confirming the presence of hydrocarbons at a deeper depth than the adjacent Rhum field.
Serica will suspend the well pending the results of the analysis, and the determination of whether a sidetrack location can be designed to “better evaluate the volumes of hydrocarbon in this new discovery,” the company said. The net post-tax final well cost is likely to be around GBP13 million, Serica said.
“Although the North Eigg exploration well has not delivered the result we had hoped for, it has demonstrated the presence of hydrocarbons and provided a huge amount of high-quality data,” Serica Chief Executive Officer Mitch Flegg said.
Serica reported that net production in barrels of oil equivalent per day was up 2.3% to 28,997 in November, from 28,331 in October.
The average market oil price had dropped 1.3% in November, the company said, at USD92.1 per barrel of oil, down from USD93.3 in October. Average monthly gas prices, meanwhile, were up 15% at 119.90 pence per therm, up from 103.90p.
Serica shares were down 6.6% at 296.00p per share on Monday morning in London.
By Harvey Dorset; firstname.lastname@example.org
Copyright 2022 Alliance News Limited. All Rights Reserved.
- Modelled on popular ‘Millionaire’ account, new plan enables savings of 10,000 upwards in four currencies in 3 to 5 years
The Commercial Bank of Ceylon has announced the launch of a unique investment plan that enables Sri Lankans earning foreign currency to save fixed monthly amounts and enjoy attractive interest rates to build savings of US$ 10,000 upwards or the equivalent in three other currencies, in a relatively short period.
Named ‘Millionaire Investment Plan in Foreign Currency,’ the account is modelled on the Bank’s already successful ‘Millionaire Investment Plan’ and offers interest rates that are higher than competing products in the market for tenures of three, four or five years on savings in US Dollars, Euros, Sterling Pounds and Australian Dollars.
The new plan makes it possible for customers to plan how much they want to save within a selected period based on the corresponding fixed monthly deposit they can comfortably commit to, and build an investment in US$/€/£/A$ to the value of 10,000, 25,000, 50,000, 100,000 or 250,000 in any one of these denominations at maturity.
For example, to save a lump sum of 10,000 in five years in one of the currency denominations of their choice, customers would only have to deposit monthly amounts of US$ 133.50, €146.50, £142.75, or A$139, the Bank said.
The ‘Millionaire Investment Plan in Foreign Currency,’ was introduced not only to encourage foreign currency investments and foreign remittances into the country but to also provide Sri Lankans earning in foreign currency an opportunity to save and enjoy higher returns on their hard-earned money within a short period of time, the Bank said.
This special foreign currency investment plan can be opened by Sri Lankan citizens employed overseas, Sri Lankan dual citizens residing anywhere, Sri Lankans holding Permanent Residency status or citizenship in another country, who are resident in or outside Sri Lanka, as well as by Sri Lankans residing in Sri Lanka while earning in foreign currency. To be eligible to open an account, customers should be 18 years or above and able to make monthly deposits in a foreign currency of choice.
Furthermore, these investors should maintain a Commercial Bank Personal Foreign Currency Account (PFC) from which the agreed amount in monthly deposits can be transferred to their respective Millionaire Investment Plans in Foreign Currency. At maturity, the guaranteed target investment amount will be transferred to each customer’s PFC.
Commercial Bank recently also launched ‘Forex Plus,’ another competitive and reliable instrument in the form of a special Foreign Currency Fixed Deposit scheme that offers interest rates of up to 9.5% per annum for tenures of up to five years on foreign currency term deposits in the same international currencies.
Sri Lanka’s first 100% carbon neutral bank, the first Sri Lankan bank to be listed among the Top 1000 Banks of the World and the only Sri Lankan bank to be so listed for 12 years consecutively, Commercial Bank operates a network of 269 branches and 943 automated machines in Sri Lanka. Commercial Bank is the largest lender to Sri Lanka’s SME sector and is a leader in digital innovation in the country’s Banking sector. The Bank’s overseas operations encompass Bangladesh, where the Bank operates 19 outlets; Myanmar, where it has a Microfinance company in Nay Pyi Taw; and the Maldives, where the Bank has a fully-fledged Tier I Bank with a majority stake.
CCS supports the public sector to achieve maximum commercial value when procuring common goods and services. In 2021/22, CCS helped the public sector to achieve commercial benefits equal to £2.8 billion – supporting world-class public services that offer best value for taxpayers.
eGain Knowledge Hub is the top-rated, FedRAMP-authorized, SaaS solution for digital-first, knowledge-powered customer engagement. Public sector organisations such as HMRC,
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eGain Knowledge Hub automates and orchestrates customer engagement across touch points. Powered by AI and analytics, our secure cloud platform proactively delivers personalized experiences, quick value, and digital transformation at scale. Visit www.eGain.com for more info.
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The Commercial Bank of Ceylon has announced that its Rs 10 billion debenture issue closed within hours of opening after it was oversubscribed on opening day, Thursday 1st December 2022, in a noteworthy vote of confidence from investors.
The debentures to the value of Rs 10 billion are being issued to further strengthen the Tier 2 capital base of the Bank, bridge maturity mismatches in the assets and liabilities portfolio of the Bank and raise funds for the expansion of the Bank’s lending portfolio, especially in segments such as Small and Medium Enterprises (SME) and export-oriented industries in the interest of supporting the national economy.
Commenting on the oversubscription of the Issue, Commercial Bank Managing Director/CEO Mr Sanath Manatunge said: “The trust and confidence in the future prospects of the Bank implicit in the response of institutional as well as individual investors, is extremely encouraging for Commercial Bank as well as the sector in general. This injection of capital further strengthens the Bank and is expected to further stimulate growth.”
Commercial Bank’s Basel III-compliant, Tier 2, Listed, Rated, Unsecured, Subordinated Redeemable Debentures with a Non-viability Conversion feature at the value of Rs 100 each were offered in three tenures – Type A with a five-year tenure, Type B with a seven-year tenure, and Type C with a 10-year tenure.
The five-year debentures carry a fixed interest rate of 28.00% p.a. (AER 29.96%) payable semi-annually, while the seven and 10-year debentures offer a fixed interest rate of 27.00% p.a. (AER 28.82%) and 22.00% p.a. (AER 23.21%) respectively, also payable semi-annually.
The debentures are rated A (lka) on Rating Watch Negative by Fitch Ratings Lanka Limited. Commercial Bank’s National Long-Term Rating has been set at AA- (lka)/ Rating Watch Negative by Fitch. The Investment Banking Division of Commercial Bank of Ceylon PLC is the Manager to the Issue.
For the nine months ending September 2022 the Commercial Bank Group reported gross income of Rs 195.573 billion, total operating income of Rs 103.837 billion, profit before tax of Rs 22.036 billion and profit after tax of Rs 15.460 billion, with total assets reaching Rs 2.390 trillion, loans and advances totalling Rs 1.243 trillion and total deposits exceeding Rs 1.853 trillion as at 30th September 2022.
Germany’s “Best Performing Bank” completes successful implementation of the nCino platform to drive further efficiency
WILMINGTON, N.C. and LONDON and HAMBURG, Germany, Dec. 01, 2022 (GLOBE NEWSWIRE) — nCino, Inc. (NASDAQ: NCNO), a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced that Hamburg Commercial Bank (HCOB) is now live on the nCino Bank Operating System®. nCino is supporting the Bank’s workflow from the processing of transactions in the pipeline, through structuring and credit decisioning to help expedite processes and enable increased efficiencies.
With representation across Germany’s metropolitan regions and in select markets in Europe, HCOB is a specialty financier, serving commercial clients and financing projects in the real estate and shipping sector, as well as in the renewable energy and infrastructure industry. The Bank recently won the “Euromoney Award for Excellence 2022” in the global category “World’s Best Bank Transformation” and boasts some of the best financial metrics in banking in Germany.
“We have transformed Hamburg Commercial Bank into a focused and profitable commercial bank within a few years and we intend to build on this foundation and expand our business in a measured manner. The nCino implementation is a great example of the execution of this strategy,” said Jan Lührs-Behnke, Head of Credit Office at Hamburg Commercial Bank. “We look forward to continuing to work with nCino as we are already achieving very positive results in terms of speeding up our processes, working more efficiently and creating a better customer experience”.
“We’re extremely proud to be partnered with HCOB and to have successfully deployed the nCino platform in Germany,” said Charlie McIver, Managing Director – EMEA at nCino. “HCOB has been on one of the most ambitious business and cloud tech transformations I have ever witnessed. nCino replaced consolidated data and replaced disparate legacy systems to create a single platform for credit origination and review. Through nCino, HCOB now has a flexible platform for the seamless initiation of financing to decision through to the booking of the loan. With the foundational implementation complete, we really look forward to further innovating HCOB’s capabilities.”
The nCino Bank Operating System transforms the way financial institutions (FIs) operate and interact across multiple business lines. nCino allows FIs to provide a personalized digital experience over the course of end-to-end financial journeys from onboarding, account opening, loan origination, data-driven insights and analytics spanning all lines of business and channels. nCino streamlines employee, client, and third-party interactions, resulting in increasing data optimization, profitability, efficiency, transparency, and regulatory compliance.
nCino (NASDAQ: NCNO) is the worldwide leader in cloud banking. The nCino Bank Operating System® empowers financial institutions with scalable technology to help them achieve revenue growth, greater efficiency, cost savings and regulatory compliance. In a digital-first world, nCino’s single cloud-based platform enhances the employee and client experience to enable financial institutions to more effectively onboard clients, make loans and manage the entire loan life cycle, and open deposit and other accounts across lines of business and channels. Transforming how financial institutions operate through innovation, reputation and speed, nCino is partnered with more than 1,750 financial institutions of all types and sizes on a global basis. For more information, visit www.ncino.com.
Hamburg Commercial Bank AG (HCOB) is a private commercial bank headquartered in Hamburg, Germany. HCOB offers its clients a high level of structuring expertise in real estate financing and has a strong market position in international shipping. The bank is one of the pioneers in the pan-European project financing of renewable energies and digital infrastructure. HCOB offers individual solutions for international corporate clients as well as a focused corporate business in Germany. Reliable and timely payment products as well as other trade finance solutions also support the need of the bank’s customers. HCOB is aligning its activities with established ESG criteria. For further information, please visit: www.hcob-bank.com.
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+49 89 6494 5570
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Hamburg Commercial Bank
Head of Press
+49 40 3333 11130
This press release contains forward-looking statements within the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements generally include actions, events, results, strategies and expectations and are often identifiable by use of the words “believes,” “expects,” “intends,” “anticipates,” “plans,” “seeks,” “estimates,” “projects,” “may,” “will,” “could,” “might,” or “continues” or similar expressions. Any forward-looking statements contained in this press release are based upon nCino’s historical performance and its current plans, estimates, and expectations, and are not a representation that such plans, estimates, or expectations will be achieved. These forward-looking statements represent nCino’s expectations as of the date of this press release. Subsequent events may cause these expectations to change and, except as may be required by law, nCino does not undertake any obligation to update or revise these forward-looking statements. These forward-looking statements are subject to known and unknown risks and uncertainties that may cause actual results to differ materially including, among others, risks and uncertainties relating to the market adoption of our solution, competition, international expansion, and privacy and data security matters. Additional risks and uncertainties that could affect nCino’s business and financial results are included in reports filed by nCino with the U.S. Securities and Exchange Commission (available on our web site at www.ncino.com or the SEC’s web site at www.sec.gov). Further information on potential risks that could affect actual results will be included in other filings nCino makes with the SEC from time to time.